Real Estate Information Archive


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Better Than The First Time Homebuyer's Tax Credit!!

by Mark Brace

MSHDA's Mortgage Credit Certificate Program:

You ask what is a Mortgage Credit Certificate? Mortgage Credit Certificates (MCC) reduce the amount of federal income tax a homebuyer pays. The estimated annual cost savings is calculated on a monthly basis to help homebuyers qualify for a higher mortgage payment, and therefore a higher priced home-expanding home choices. MCCs are available to homebuyers who meet household income and home purchase price limits.

Calculating the Credit:

Total Mortgage Amount x Loan Interest Rate=Annual Interest

Annual Interest x MCC Rate (20%)= Tax Credit for the Year

Where Can you Get A MCC?

Many banks, credit unions and mortgage companies participate in the MCC program. A list is available on the MSHDA website :

These MCCs can be combined with convential, FHA, Rural Development and VA Mortgage loans. Just because the first time homebuyer's tax credit has expired doesn't mean you shouldn't take advantage of this BUYER's market! Call Me Today!



Grand Rapids Wine & Food Festival Nov 18-20

by Mark Brace

MIchigan's largest wine and food festival is Grand Rapids November 18-20, 2010. More than 1000 wines, beers and spirits to sample from, along with 12 of Grand Rapids finest restuarants. There will be wine seminars, restuarant foods, multi-course pairings, live music. Cost $15 admission, 50 cents per tasting ticket. 5pm-9pm, for more info go to .

First Annual GR Restaurant Week Nov 4-13

by Mark Brace

I'm very excited to let everyone know Grand Rapids is Starting it's first annual restaurant week like several other major big cities. Restaurant week will take place November 4 - November 13. There are 50+ restaurants involved now. All I know is that the program is going to be 3 course meals for $20.10. for more details on participating restaurants,  to plan you food adventure go to .

Displaying blog entries 1-3 of 3

Contact Information

Mark Brace, Realtor, ABR, GRI, CRS, SRES, e-PRO, A
Berkshire Hathaway HomeServices Michigan Real Estate
3000 East Beltline NE
Grand Rapids MI 49525
Direct: (616) 447-7025
Cell: (616) 540-7705
Fax: (616) 447-7025

Berkshire Hathaway HomeServices - Michigan Real Estate is a full service, locally operated real estate brokerage company backed by the strength of a solid national and global brand. Our full service businesses include Residential, Commercial, Relocation, Mortgage, Insurance, Home Services and New Homes & Land. Our core values, service philosophy, cutting edge technology, and most importantly our people are what make us the leading real estate company in Michigan. We are committed to providing the highest quality real estate services possible and making each customer's experience one that surpasses their expectations.